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American Journal of Public Health, Vol. 74, Issue 10 1157-1158, Copyright © 1984 by American Public Health Association

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Insurance incentives and seat belt use.

L S Robertson

In 1983, Nationwide Insurance Company increased compensation payments for its clients injured or killed in a motor vehicle crash while using a seat belt. A survey of belt use was undertaken in the month after all those so insured had been informed of the change. Belt use by drivers insured by Nationwide was not significantly different from that of drivers insured by other companies. The incentive appears to have had no apparent effect on belt use.




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H. Kunreuther and R. Yaksick
Risk management tools for bridging the expert/ layperson gap
Organization Environment, January 1, 1988; 2(3-4): 271 - 282.
[Abstract]




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